LAST UPDATED MAY 09, 2022

Privacy Policy

LegalMate (“we,” “our,” “us”) value your privacy. It is our policy to respect your privacy regarding any information we may collect from. This Online Privacy Policy (“Privacy Policy”)applies to your actions and any data collected on our website, https://legalmate.co, https://finance.legalmate.co, and any other sites we own and operate (collectively, “Website”).By using the Website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may ask you for information when you use or register with our Website or directly contact us with questions or feedback. The information that we request may include the following:

  • Name;
  • Address;
  • Date of birth;
  • Social Security number;
  • Phone number;
  • Email address;
  • Contact information;
  • Financial information such as credit card, debit card, bank account details including transaction history, or other payment information; and
  • Communications preferences.

We also may collect certain information automatically when you visit or use the Website, including:

  • Internet Protocol (“IP”) address, which is the number automatically assigned to your computer whenever you access the Internet and that can sometimes be used to derive your general geographic area;
  • Mobile device identification number (such as your mobile device ID, model and manufacturer)
  • Browser type and operating system;
  • Sites you visit before and after visiting the Website;
  • Pages you view and links you click on within the Website;
  • Information collected through cookies, web beacons, local shared objects, clear GIFs, and similar technologies;
  • Information about your interactions with email messages, such as the links clicked on and whether the messages were received, opened, or forwarded; and
  • Standard Server Log Information.

We may collect this information about you both when you use our Website, and when you interact with other websites. Information that we gather in this manner will be governed by thisPrivacy Policy. In addition, other third parties may collect information about you when you use our Website and other websites.

2. How We Use Your Information

We may use information that we collect through the Website for a variety of purposes, including:

  • To provide you with financial products and services that you have requested from us and to provide services and communications related those products;
  • To respond to communications or requests from you;
  • To send you marketing and promotional materials related to other products we offer that we believe may interest you;
  • To send you marketing and promotional materials on behalf of third parties;
  • To maintain and administer the Website;
  • To resolve claims, respond to complaints, and as part of any appropriate legal process or proceeding;
  • To perform internal analyses to improve the quality of products and services that we offer through our business and on the Website;
  • To prevent fraud, ensure the security of our Website, engage in risk management activities, and otherwise protect your data, the data of our clients, and our business operations; and
  • In any manner as described to you when we collect such information.

3. How We Share Your Information With Third Parties

The information that we collect about you may be shared with a variety of third parties, including:

  • Service providers, such as credit card companies, database hosting companies, and similar entities that will only use such information pursuant to contracts with us and only to the extent necessary to provide you or us with services;
  • related companies and entities, including but not limited to subsidiaries, parent companies, affiliated companies, business partners, and investors;
  • Other entities as part of a sale, transfer, reorganization, merger, bankruptcy, or other change to all or part of our business, assets, or receivables;
  • Governmental, administrative, law enforcement, or other entities in response to a subpoena, demand, or request for cooperation, whether or not legally required; or
  • Other parties with your express or implied consent.

In addition, we may deidentify or aggregate your information so as to make it no longer readily identifiable as being related to you, and we may share this information more broadly with advertisers, marketing partners, and other third parties.

4. How We Protect Your Information

The security of your information is important to us. To protect your information, we have implemented commercially reasonable administrative, technical and physical safeguards that are designed to protect the privacy and security of personal information to help protect against loss, misuse, and unauthorized access to the information you provide to us. We have implemented appropriate encryption for your sensitive information on our Website and within our servers and computer systems. We retain your information for as long as needed: (i) to conduct business with you; (ii) as needed for the purposes outlined in this Privacy Policy or at the time of collection; or (iii) as necessary to comply with our legal obligations, resolve disputes, and enforce any agreements. When we no longer need your information, we discard it in a safe and commercially-reasonable manner that will make the information unreadable or indecipherable by any means. We require any third parties to whom we provide your information to establish similar protections for your information.

However, the Internet is not a fully secure environment and we cannot guarantee the safety and security of your information. To ensure that your information remains protected, we recommend that you only access our Website through devices that have up-to-date operating systems and security protocols in place, and that you keep any login information, passwords, account numbers, and other sensitive information secure.

We will never send you unsolicited email requesting that you provide your username, password, or any other identifying information. If you receive any suspicious email that appears to be from us, please contact us at support@legalmate.co or 224-219-1253.

5. Cookies, Online Tracking, and Advertising

The Website may utilize technologies such as cookies, web beacons, local shared objects, or clear GIFs to collect information about your experience with the Website. We use this information to monitor the use of the Website and identify trends. Information gathered by these technologies may or may not be able to be linked to your as an individual or your particular use of the Website. In addition, we may allow third parties to place similar tracking technologies on our Website. By using the Website, you consent to our use of these technologies and our gathering information in this manner.

In your browser, you can limit or disable the use of cookies when visiting our Website.However, if you do so, it may limit the availability of certain features on our Website.

6. Links to Other Websites

The Website may contain links to other websites or online services that are operated and maintained by third parties and that are not under our control. Such links do not constitute an endorsement by us of those other websites, their content, or the owners of those websites. ThisPrivacy Policy does not apply to these websites, and we encourage you to review the privacy policies of these third party websites or services.

7. Children’s Privacy

The Website is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information without parental consent, please contact us at support@legalmate.co or 224-219-1253. If we become aware that a child under 13 has provided us with personal information without parental consent, we take steps to remove such information and terminate the child’s account.

8. Email Communication

You may choose to receive promotional emails, newsletters, and similar communications from us. You may opt-out of receiving commercial emails from us by clicking on the opt-out or“unsubscribe” link included in the commercial emails you receive. Please note that we will respond to your opt-out requests within a reasonable time period as required by law. Your opt-out requests will not apply to messages that you request or that are not commercial in nature.For example, we may contact you concerning any purchases you have made with us, even if you opt-out of receiving unsolicited commercial email messages.

9. Do Not Track Signals

Certain web browsers may provide an option by which you may have the browser inform websites or internet services you visit that you do not wish to have personally identifiable information about your activities tracked by cookies or other persistent identifiers across time and across third-party Internet websites, online or cloud computing services, online applications, or mobile applications. These are commonly called “do not track” signals. Our Website does not respond to “do not track” signals or similar mechanisms that may be provided by web browsers or otherwise. We may also permit third parties to collect aggregate usage information regarding your activities on our Website, and those third parties may also not respond to “do not track” signals.

10. International Users

The Website is directed towards users who reside in the United States. By using the Website, you acknowledge that the personal data that we obtain about you is held on servers in the UnitedStates, and you consent to the collection, storage, processing, and transfer of your information in and to the United States, or other countries and territories, pursuant to the laws of the United States.

11. Revisions to this Privacy Policy

This Privacy Policy is effective May 9, 2022 (“Effective Date”). We reserve the right and may change our Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised Privacy Policy on this page with a new“Updated/Effective” date. Any changes to this Privacy Policy will become effective when posted unless indicated otherwise. Your continued use of the Website following these changes means that you accept the revised Privacy Policy. We encourage you to periodically review this page for the latest information on our privacy practices.

12. Questions, Disputes, and Jurisdiction

If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, we would appreciate the opportunity to resolve it with you please do not hesitate to contact us at support@legalmate.co or 224-219-1253.

LegalMate is located in Ontario, Canada. You agree that any disputes related to the terms of thisPrivacy Policy are subject to the laws of Ontario, Canada to the maximum extent possible, and any disputes related to these products, services, or solutions shall be addressed by a tribunal located in Ontario, Canada.

13. Contact Us

If you have any questions about this Privacy Policy or how we use and protect your personal information, or if you would like to change any personally identifiable information that we collect through the Website, please contact us at support@legalmate.co or 224-219-1253.

LegalMate GLBA Notice

FACTS WHAT DOES LEGALMATE US INC. DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer personal information; the reasons LegalMate chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does LegalMate share? Can you limit this sharing?

For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes--
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes--
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes--
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions? Call 224-219-1253 or email support@legalmate.co
Who we are

Who is providing this notice?

LegalMate US Inc.

What we do

How does LegalMate protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does LegalMate collect my personal information?

We collect your personal information, for example, when you
- Apply for a loan or open an account
- Pay your bills or provide account information
- Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
- LegalMate has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- LegalMate does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- LegalMate doesn’t jointly market.
Other important information

California: Under California law, we will not share information we collect about you with companies outside of LegalMate unless the law allows. For example, we may share information with your consent, or to service your accounts. We will limit sharing among our companies to the extent required by California law.

Vermont: Under Vermont law, we will not share information we collect about Vermont residents with companies outside of LegalMate unless the law allows. For example, we may share information with your consent or to service your accounts. We will not share information about your creditworthiness, transactions or experiences with you with companies outside of LegalMate.